Complete Mortgages Harrogate LTD
Why choose Clare Jackson?
I have access to hundreds of mortgages from dozens of lenders and will consider your individual circumstances to advise you of the most suitable mortgage. I will ensure that your circumstances meet the lenders criteria before applying to anyone, that the mortgage payments are affordable and that you fit the lenders affordability calculations. I will advise you of the supporting documentation that the lender is likely to require, to ensure that you receive your mortgage offer in the shortest possible time. Sometimes underwriters may request additional documents, and of course I will help with this. I have business relationships with most of the lenders, which can help if yours is a particularly difficult or unusual case. Throughout the process and up until completion I will keep you informed of progress. Some months before you are due to come out of your product, I will contact you to arrange a review of your ongoing mortgage requirements.
For impartial mortgage advice call
01423 772 645
07718 539 353
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Complete Mortgages (Harrogate) Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Tenet Lime Ltd. Tenet Lime Ltd is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266
Please be aware that by clicking onto the above link you are leaving the Complete Mortgages Harrogate website.
Please note that neither Complete Mortgages Harrogate nor (the Network) are responsible for the accuracy of the information contained within the linked site accessible from this page.
Registered in England and Wales under reference 12424028
Registered office address: Ground Floor, 30 Victoria Avenue, Harrogate, England, HG1 5PR
today's marketplace
In today’s marketplace customers feel reassured to know that they have somebody on their side working towards securing your mortgage offer in the shortest possible time. At our first meeting I will complete a questionnaire, go away and carry out my research and later present to you my recommendations. Once you have decided whether to accept my recommendations I will complete the necessary paperwork and work closely with the lender to ensure the process is as smooth as possible. If I believe it is possible to secure you a mortgage I will do everything within my means to ensure you get your mortgage.
My customers only have to explain their circumstances once to me, and then I take care of everything avoiding the need to have to arrange numerous meetings with different banks and building societies and having to try and compare products themselves, and having to spend time researching options for themselves. There is no doubt, it has become more difficult to obtain borrowing, but it is possible, with the right help. I am also able to offer advice on protection, so that should something go wrong, you have the necessary products to protect you, your home and your family, including life insurance, family income protection benefit, income protection and critical illness cover. I have access to products from a range of leading insurers. I can also arrange buildings and contents insurance cover.
I mainly obtain new clients through recommendations and will adapt to meet the individual needs of each client, at all times acting in complete confidence, adhering to regulation and acting with integrity.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Email communications are not secure and for this reason Complete Mortgages cannot guarantee the security of the email, its contents or that it remains virus free once sent.
We will use your name, email address and contact number (personal information) to contact you about the services you have requested or to respond to an enquiry you have submitted. This may require us to share your personal information with our advisers and providers. For further information on how your details are used, including disclosure to third parties, how we maintain the security of your information, and your rights in relation to the information we hold about you, please see our Privacy Policy.
Important Risk Warning
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Regulatory Information
Registered in England and Wales.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Registered office address: First Floor Osborne House, 20 Victoria Avenue, Harrogate, HG1 5QY
Trading address: Plane Trees, Kettlesing, Harrogate, HG3 2LB
Registration number: 12424028
Complete Mortgages (Harrogate) Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Tenet Lime Ltd. Tenet Lime Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Services Register: www.fca.org.uk/register
(Firm reference number: 311266)
What are our Fees and Charges?
Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.
You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.
Mortgages
We will charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and £499.
Standard mortgage typically £399.
Further Advance, Shared Ownership, Right to Buy, Limited Company Buy to Let, Portfolio Buy to Let, Joint Borrower Sole Proprietor, Debt Consolidation typically £499.00.
You need to pay the fee when you get your offer or when you get your mortgage.
We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage illustration. You can ask in advance the percentage (of the loan) each lender will pay us.
If an application is submitted via a third party specialist (sometimes called a packager) we will be paid commission by them instead of the lender. This will be disclosed to you.